Legal and Privacy

Contact address

IB Exec GmbH
Andrea Schumacher
Registered Office: Zuercherstrasse 37b, CH8852 Altendorf
+41 79 218 28 18
info@ibexec.com
www.interbourse.org
Registered Number: CHE-201.153.707

Changes to this Privacy Policy
This policy is effective from 25/05/2018.

Liability for Contents

As service providers, we are liable for own contents of these websites. However as service providers we are not obligated to permanently monitor submitted or stored information or to search for evidences that indicate illegal activities.
Legal obligations to removing information or to blocking the use of information remain unchallenged. In this case, liability is only possible at the time of knowledge about a specific violation of law. Illegal contents will be removed immediately at the time we get knowledge of them.

Liability claims against the author for material or immaterial damage resulting from access to or use or non-use of the published information, misuse of the connection or technical faults are excluded.

All offers are non-binding. The author expressly reserves the right to change, supplement or delete parts of the pages or the entire offer without separate announcement or to cease publication temporarily or permanently.

Liability for Links

Our offer includes links to external third party websites. We have no influence on the contents of those websites, therefore we cannot guarantee for those contents. Providers or administrators of linked websites are always responsible for their own contents.

The linked websites had been checked for possible violations of law at the time of the establishment of the link. Illegal contents were not detected at the time of the linking. A permanent monitoring of the contents of linked websites cannot be imposed without reasonable indications that there has been a violation of law. Illegal links will be removed immediately at the time we get knowledge of them.
References and links to third party websites lie outside our area of responsibility. No responsibility is accepted for such websites. Access to and use of such websites is at the user's own risk.

Copyright

Contents and compilations published on these websites by the providers are subject to German copyright laws. Reproduction, editing, distribution as well as the use of any kind outside the scope of the copyright law require a written permission of the author or originator. Downloads and copies of these websites are permitted for private use only.
The commercial use of our contents without permission of the originator is prohibited.

Copyright laws of third parties are respected as long as the contents on these websites do not originate from the provider. Contributions of third parties on this site are indicated as such. However, if you notice any violations of copyright law, please inform us. Such contents will be removed immediately.

Privacy Policy

The Interbourse website provide information about our organisation and its products (the Company). This Privacy Policy applies to all websites and web applications which link to this policy and are published by the Company (“Sites”).
If you wish to amend any of the personal information that we hold about you, or update your marketing preferences, you can do so at any time by contacting info@ibexec.com. If you have any queries about how we use your personal information, please contact our Data Protection Officer at info@ibexec.com.

Information we collect

This section details the information we may collect about you. We explain why, and how, we use it in later sections.

Account Information
If you decide to create an account, we may ask you to provide us with some specific information, for example:

  • Basic personal details – such as name, title and date of birth;
  • Personal contact details – such as home address, delivery address, home phone number, mobile phone number, and email address;
  • Work details – such as job title, department, company name, company address, work email address and office phone number;
  • Log in details – such as username and password;
  • Payment details – such as your bank account and payment card information.

Additional information
On occasion, we will ask you to voluntarily provide additional information, for example:

  • Your opinion of our products and services;
  • Information we obtain from partners and public sources
  • In some circumstances, we collect information about you from our partners or from publicly available websites to help us better understand our audience and enhance the relevance of our content.

Cookies
Some of our web pages use cookies. Cookies do not harm your computer and do not contain any viruses. Cookies help make our website more user-friendly, efficient, and secure. Cookies are small text files that are stored on your computer and saved by your browser.
Most of the cookies we use are so-called "session cookies." They are automatically deleted after your visit. Other cookies remain in your device's memory until you delete them. These cookies make it possible to recognize your browser when you next visit the site.
You can configure your browser to inform you about the use of cookies so that you can decide on a case-by-case basis whether to accept or reject a cookie. Alternatively, your browser can be configured to automatically accept cookies under certain conditions or to always reject them, or to automatically delete cookies when closing your browser. Disabling cookies may limit the functionality of this website.
Cookies which are necessary to allow electronic communications or to provide certain functions you wish to use (such as the shopping cart) are stored pursuant to Art. 6 paragraph 1, letter f of DSGVO. The website operator has a legitimate interest in the storage of cookies to ensure an optimized service provided free of technical errors. If other cookies (such as those used to analyze your surfing behavior) are also stored, they will be treated separately in this privacy policy.

Server log files
The website provider automatically collects and stores information that your browser automatically transmits to us in "server log files". These are:

  • Browser type and browser version
  • Operating system used
  • Referrer URL
  • Host name of the accessing computer
  • Time of the server request
  • Ip Address
  • Referrer URL
These data will not be combined with data from other sources.
The basis for data processing is Art. 6 (1) (f) DSGVO, which allows the processing of data to fulfill a contract or for measures preliminary to a contract.

Analytics and advertising cookies

Google Analytics
This website uses Google Analytics, a web analytics service. It is operated by Google Inc., 1600 Amphitheatre Parkway, Mountain View, CA 94043, USA.
Google Analytics uses so-called "cookies". These are text files that are stored on your computer and that allow an analysis of the use of the website by you. The information generated by the cookie about your use of this website is usually transmitted to a Google server in the USA and stored there.
Google Analytics cookies are stored based on Art. 6 (1) (f) DSGVO. The website operator has a legitimate interest in analyzing user behavior to optimize both its website and its advertising.

IP anonymization
We have activated the IP anonymization feature on this website. Your IP address will be shortened by Google within the European Union or other parties to the Agreement on the European Economic Area prior to transmission to the United States. Only in exceptional cases is the full IP address sent to a Google server in the US and shortened there. Google will use this information on behalf of the operator of this website to evaluate your use of the website, to compile reports on website activity, and to provide other services regarding website activity and Internet usage for the website operator. The IP address transmitted by your browser as part of Google Analytics will not be merged with any other data held by Google.
Browser plugin
You can prevent these cookies being stored by selecting the appropriate settings in your browser. However, we wish to point out that doing so may mean you will not be able to enjoy the full functionality of this website. You can also prevent the data generated by cookies about your use of the website (incl. your IP address) from being passed to Google, and the processing of these data by Google, by downloading and installing the browser plugin available at the following link: https://tools.google.com/dlpage/gaoptout?hl=en.

Objecting to the collection of data
You can prevent the collection of your data by Google Analytics by clicking on the following link. An opt-out cookie will be set to prevent your data from being collected on future visits to this site: Disable Google Analytics.
For more information about how Google Analytics handles user data, see Google's privacy policy: https://support.google.com/analytics/answer/6004245?hl=en.

Outsourced data processing
We have entered into an agreement with Google for the outsourcing of our data processing and fully implement the strict requirements of the German data protection authorities when using Google Analytics.

Demographic data collection by Google Analytics
This website uses Google Analytics' demographic features. This allows reports to be generated containing statements about the age, gender, and interests of site visitors. This data comes from interest-based advertising from Google and third-party visitor data. This collected data cannot be attributed to any specific individual person. You can disable this feature at any time by adjusting the ads settings in your Google account or you can forbid the collection of your data by Google Analytics as described in the section "Refusal of data collection".

Account authentication

JWT.io by Auth0
For the authentication process of your login we use JWT.io by AuthO. AuthO meets the GDPR requirements.

What security accreditations does Auth0 hold?
Auth0 has a SOC-2 Type 2 report, which is available under NDA. Additionally, Auth0 is currently undergoing ISO 27001:2013 certification. A certificate is targeted to be available in July 2018

Where does AuthO you keep the data (country/jurisdiction)
The EMEA region is AWS Frankfurt with a secondary failover to AWS Dublin.

For how long does AuthO keep the data?
Auth0’s default data retention policy will hold a customer’s customer data in backups for 14 months. Live data can be deleted from Auth0 at any point but will remain in backups for a further 14 months.

What does AuthO do with the data specifically?
Auth0 only stores the data and will only access the data as part of the support process when required. Auth0 does not share any data with third parties other than the third parties we use to provide our service, these can be found here:
https://cdn.auth0.com/website/legal/files/Auth0-Sub-processors.pdf

Lawful basis for processing

We only process personal information where we have a lawful basis for doing so, such as the following:

User consent – This is where you have given us explicit permission to process personal information for a given purpose. For example, if you complete one of our general enquiry forms, we would ask for your consent if we wanted to use your personal information for any other purpose. You have the right to withdraw this consent at any time. You can manage your preferences within your account or by contacting customer services.

Legitimate business purposes – This is where we have a legitimate interest, as an organisation, to process personal information. For example, where we are aware of copyright infringements on our Site, it is in our legitimate interests as an organisation to identify those responsible. We take due care to balance our interests against your right to privacy.

Contractual necessity – This is where we have to process personal information to meet our contractual obligations.

Legal obligation – This is where we have to process personal information in order to comply with the law. For example, we process and retain customer invoice information to comply with financial regulations.

Lawful basis for processing

We only process personal information where we have a lawful basis for doing so, such as the following:

User consent – This is where you have given us explicit permission to process personal information for a given purpose. For example, if you complete one of our general enquiry forms, we would ask for your consent if we wanted to use your personal information for any other purpose. You have the right to withdraw this consent at any time. You can manage your preferences within your account or by contacting customer services.

Legitimate business purposes – This is where we have a legitimate interest, as an organisation, to process personal information. For example, where we are aware of copyright infringements on our Site, it is in our legitimate interests as an organisation to identify those responsible. We take due care to balance our interests against your right to privacy.

Contractual necessity – This is where we have to process personal information to meet our contractual obligations.

Legal obligation – This is where we have to process personal information in order to comply with the law. For example, we process and retain customer invoice information to comply with financial regulations.

Who we share your personal information with

We disclose personal information to facilitate the running of our business or to provide specific services you have requested. Commonly, we will disclose information to:

  • Service providers
  • Advertisers
  • Social media providers
Legal processes and successors in title – We may also disclose your information to comply with applicable laws, court orders or other valid legal processes, and to enforce or apply our terms of use, any subscription agreement, or any of our other rights. We may transfer or disclose your personal information to any entity which takes over or acquires the Company or portion relevant to you. We also may share aggregated, non-identifiable information with third parties. Before sharing this information, we ensure that it cannot identify you as an individual. For example, we regularly release reports including overviews of ad fraud in specific regions.

How long we retain your personal information

We retain the majority of your personal information for as long as your account is active and therefore open; this allows you to continue accessing our content, products and services.
If you become inactive and are not a client, we may delete elements of the information associated with your account. We will normally warn you if your access is going to be withdrawn and give you the opportunity to retain your account.
Where we don’t need to keep all of your information in full, we will obfuscate or aggregate it, for example, web activity logs and survey responses. This is to ensure that we do not retain your information for any longer than is necessary.
A summary of how long your personal information is retained can be found below:

Category of DataExampleRetention PeriodJustification for Retention
Billing informationMasked details of most recently used payment method7 yearsFor regulatory reasons we are required to retain accounting records for 7 years.
Business intelligenceWeb activity on the Sites36 months (then aggregated + non-personally identifiable)To improve and maintain performance, personalize our services and to provide our product.
Market researchResponses to a survey13 month (then aggregated + non-personally identifiable)To administer market research incentives, avoid duplicating research requests and to understand research responses against usage of our Sites.

It is sometimes necessary for us to keep your personal information for longer periods of time, for example:
  • If there is a statutory requirement to retain it;
  • If we require the information for legal reasons or there is a legitimate business need for us to retain it;
  • To ensure we do not contact you if you have asked us not to.

How we keep your personal information secure

We have appropriate technical and administrative security measures in place to help ensure that our users’ information is protected against unauthorized or accidental access, use, alteration, or loss.

Your rights

Under data protection laws, you have rights as an individual in relation to the personal data we hold about you. These rights include:

  • The right to object to direct marketing
  • The right to access the personal data that we process about you;
  • The right to request the deletion of your personal data;
  • The right to request the rectification of your personal data
  • You can exercise these rights through your account or by contacting customer services.
You also have the right to lodge a complaint with a supervisory authority. In Switzerland, this is the Federal Data Protection and Information Commissioner’s Office.

Where this Privacy Policy applies

Personal information is collected by IB Exec GmbH.

Our Sites are not intended for children under 18 years of age. We do not intentionally collect or use any information from children.

Our Sites may contain links to third party websites which are not subject to this privacy policy. We are not responsible for their content, use of personal information, or security practices.
If you have a query in regard to the processing of your personal information, please contact our Data Protection Officer directly at info@ibexec.com.

IB Exec GmbH
Andrea Schumacher
Registered Office: Zuercherstrasse 37b, CH8852 Altendorf
+41 79 218 28 18
info@ibexec.com
www.interbourse.org
Registered Number: CHE-201.153.707

Changes to this Privacy Policy

This policy is effective from 25/05/2018.
Any changes we may make to this privacy policy will be posted on this page. If changes are significant, we may choose to notify you by email or to clearly indicate on our home page that the policy has been updated.